BUYING

THERE IS ZERO RISK BUYING WITH US!

We take the risk out of buying a home by offering you our Love it or Leave it guarantee.
Buy a home with confidence, knowing that if you don't absolutely love it within the first 12 months of moving in, we will see it free of charge on our side, and will help you find a new home. We put our money where our mouth is and will make sure we find you the best home that meets your budget or we sell it for free (on the sale side) for you. Our job is to make your life as easy as possible.

While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

We know neighborhood values very well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

LETS EXPLORE YOUR DREAMS & WISHES

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must-haves" from the "want to have."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, daycare, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider the size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

How much do the utilities usually cost?

Utilities is an recurring cost, that definitely should be taken into consideration. Utilities can vary a lot from house to house, so you should do a little homework to ensure you’re not surprised by the bills after you move in. These include: Gas, Electricity, Water/sewer, Trash/recycling, Telecommunications (internet, cable, phone, etc.) Variety of utilities depends of the area you choose. 


GENERAL STEPS OF THE BUYING PROCESS

1- Consultation - Meet with our real estate specialist for initial consultation of your wishes, budget, and goals. We will focus on understanding your goals, your lifestyle preference, your home expectations, and walk you through the purchasing process.

2- Pre- approval- Speak with a mortgage specialist in your bank or one of our suggested brokers. Discuss any Credit issues. Apply a pre-approval/ rate hold. Determine the maximum amount you can borrow. Decide on your maximum purchase price based on your payments goals. 

3- Start shopping- We will connect you with an online site that filter proper properties that match your goals & price range based on pre-defined criterias. You will filter potential listings, based on your preferences. We will coordinate property tours based on your availability. 

4- Offer preparation & negotiation- Once you find property you would like to consider, we will review the building and strata related documents. We will prepare an offer to the seller that includes your price, deposit amount, proposed dates of move in, and your conditions. We get the offer signed by you and the seller, for the price and terms that are acceptable to both sides.

5- Due diligence- These may include but not limited to: Home inspection, Appraisal, Title  Review, Loan processing, Property Disclosure Statement, Strata Docs / land review.

We have the best possible resources and communication systems available today to help you locate the homes that match your specifications

Cost associated with the purchase:

  • Price of property- $xxx,xxx
  • Inspection of the property $400-$800, based property size
  • Property Transfer tax- 1% on first $200,000+ 2% on the balance up to $2,000,000 + 3% on the remaining over $2,000,000. Example: purchase of 700k is $12,000 payable to the government ON THE DAY OF COMPLETION of the transaction, handled by the lawyer.
  • Lawyer/ Notary services fees $1200- $1700, depending on the complexity of the transaction.
  • Move in fees by the strata, each strata is different, usually $100-$250
  • Adjustments payable that are divided between you and the seller/ 365 days a year Property tax (annual fee), Utility bills (annual fees), strata fees (monthly), other adjustments depending on the property should be up to $2000 or so.

SERVICE & COMMITMENT

Our service doesn't stop here, we are committed to being your realtors for life. We will stay in touch to help you through your renovation ideas, trusted partners referrals, market updates, and much more.

vancouver

coquitlam

burnaby

new westminster

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PORT COQUITLAM

MAPLE RIDGE

SURREY

NORTH VACNOUVER

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